PREPAID FUNERAL PLANS
A funeral plan is an easy way to arrange the funeral you want in advance
A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.
At Ashby Funeral Care, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped 900,000 people make funeral provisions** so we’re completely confident in offering their plans to you.
Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health.
*Based on a Golden Charter analysis and independent research of the funeral plan market size as at January 2023.
**Correct at March 2023.
A plan to suit your needs
As an independently owned funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is convenient for you. If you’d prefer to discuss this over the phone or via email, we can assist with this too.
You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account.
Buy a Golden Charter pre-paid funeral plan from Simon Taylor Funeral Director T/A Ashby Funeral Care
Help remove uncertainty about your final wishes and protect your family from worry and expense at a difficult time with a Golden Charter funeral plan, from Ashby Funeral Care.
Simon Taylor Funeral Director Ashby Funeral Care is appointed representative of Golden Charter Limited
Golden Charter Limited, trading as Golden Charter Funeral Plans, is authorised and regulated by the Financial Conduct Authority
(FRN: 965279)
About the funeral plans
Everyone has different needs when it comes to funeral planning and Golden Charter plans are flexible to suit your needs and budget.
You can choose to pay in one single payment or opt for monthly payments ranging from 12 months (at no additional cost) and up to 15 years (maximum 10 years for our Direct Cremation Plan), dependent on your current age.
Golden Charter funeral plans
These funeral plans are provided by Golden Charter – one of the UK’s largest funeral plan providers* with over 30 years experience in funeral planning.
Having reassurance your wishes will be taken care of is important when you’re planning for later life. In a 2022 survey, 92% of Golden Charter customers said they were satisfied or very satisfied with their service and 91% would recommend it to a friend** What’s more, nearly 1 million people have already chosen to plan ahead with Golden Charter and now you can have that peace of mind too***
Fees: the retail price of your funeral plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £325 which is retained by Golden Charter to help cover the costs of setting up your plan.
* Based on Golden Charter analysis and independent research of the funeral plan market size as at May 2024.
** Based on independent research by CJM Research in Nov 2022 amongst 1048 customers.
*** Correct at August 2024
Whats included in a pre-paid funeral plan?
Our funeral director’s service will be covered in your funeral plan, which means our fees will be fixed at today’s prices and protected against rising costs. These services typically include:
Professional Services
Professional services and making arrangements for the funeral.
Transportation
Transportation of the deceased from the place of death to our premises, chapel of rest or other suitable location.
Care
Care of the deceased and preparations for family viewing if requested.
Advice
Advice on the certification and registration of death and related documentation.
Vehicles
Provision of funeral vehicles.
Counselling
Advice on bereavement counselling.
Coffin/Casket
Coffin or casket requested.
Although a pre-paid funeral plan can cover all of the services above, there are some additional third party costs to consider These are the costs for essential, non-funeral director services required to carry out a cremation or burial which need to be paid at the time of the funeral. These costs are outside our control.
Depending on the plan type chosen, a Golden Charter funeral plan can include a contribution towards third party costs. They may include:
Other third party costs that may be associated with a funeral include:
There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
However, even if prices rise in the future, you’ll have the reassurance of knowing there’ll be nothing more to pay for our funeral director’s services included in the plan once your plan is fully paid for – guaranteed.
Payment options to suit you
With a Golden Charter funeral plan, you can pay for your plan in several ways.
Spread the cost or make a one-off payment – simply choose the one that’s right for you. We will provide you with the information you need to make an informed decision.
The retail price of your funeral plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £325 which is retained by Golden Charter to help cover the costs of setting up your plan.
Your payments are held within the Golden Charter Trust. With almost £1.2 billion under management, the Trust is operated by a Board of Trustees, completely independent of Golden Charter. Their role is to hold your payments and ensure that the funeral director services in your plan can be paid for at the time they are required – however far into the future that may be. For more information on how your payments are protected, please visit goldencharter.co.uk/faqs
Looking after you as a customer
As a Golden Charter plan holder, you’ll receive personalised plan documents, which include a summary of your plan, our details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet. You can add a nominated representative to your plan if you wish to do so. Your nominated representative will receive a letter which will provide details of your plan and our details, as your chosen funeral director. They will have no authority to make changes to your plan.
You’ll also receive a statement from Golden Charter every three years which will be sent via post.
As your funeral director, we’ll hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway.
Buy a funeral plan
If there are no plans available online that suit your needs or you’d like a burial plan, please contact us on 01724 841112 and we can tailor a funeral plan to your specific requirements.
Simon Taylor Funeral Director trading as Ashby Funeral Care is appointed representative of Golden Charter Limited, trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN: 965279)
